根据下面内容，回答题：

　　Banks are not ordinarily prepared to pay out all accounts; they rely on depositors( 剪刀 )not todemand payment all at the same time. If depositors should come to fear that a bank is not safe, that itcannot pay off all its depositors, then that fear might cause all the depositors to appear on the sameday. If they did, the bank could not pay all accounts. However, if they did not all appear at once, thenthere would always be enough money to pay those who wanted their money when they wanted it. Mrs.Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run thenext day, and so the officers of the bank in which Mrs. Vanght worked as a teller had enough moneyon hand to pay off their depositors. The officers simply told the tellers to pay on demand. The nextmorning a crowd gathered in the bank and on the sidewalk outside. The length of the line made manythink that the bank cohld not possibly pay off everyone. People began to push and then to fight for places near the tellers' windows. The power of the panic atmosphere was such that two tellers, thoughthey knew that the bank was quite all right and could pay all depositors, drew their own money fromthe bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.

　　40A bank run happens when __________ .

　　A.a bank is closed for one or more daysB.too many depositors try to draw out their money at one timeC.there is not enough money to pay all its depositors at one timeD.tellers of a bank take their own money from the bank

　　参考答案：B

　　参考解析：

　　文中第五句中“a terrifying bank run”的意思是“可怕的银行挤兑”，而本题的题干是问银行挤兑是在什么情况下发生，根据文章的解释，可知答案为B项。

　　41The main cause of a bank run is__________ .

　　A.loss of confidenceB.lack of moneyC.crowds of peopleD.inexperienced tellers

　　参考答案：B

　　参考解析：

　　本题的题干是问“发生银行挤兑的主要原因”就是许多人都认为银行拿不出钱来，即资金缺乏。

　　42Which of the following did Mrs. Vaught say?

　　A.She knew that the bank was not sound.B.She feared that too many depositors drawing their money would close the bank.C.She was not able to draw out her money.D.She was tempted to draw out her money.

　　参考答案：D

　　参考解析：

　　文章最后一句话告诉我们，“Mrs.Vaught觉得很难控制自己不去将自己的钱取出来”，因为当时的气氛非常恐慌，所以D项正确。

　　43According to the passage, the actions of the depositors of Mrs. Vaught's bank were affect-ed mainly by the __________ .

　　A.ease with which they could get their moneyB.confidence that Mrs. Vaught showedC.failure of several other banks to openD.confidence shown by other depositors of the bank

　　参考答案：C

　　参考解析：

　　由文章可知“一些银行没有开门”，所以这就是为什么许多人跑到开门的银行去取钱。

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